Terms & Conditions

The website and services at CarolStJamesPsychicReadings.com also known as Carol St. James, Inc. is a psychic entertainment company. In order to use our service you must be 18 years of age or older. By purchasing a reading from Carol St. James you understand that the advice received does not substitute for professional advice not limited to medical, legal, financial, and psychological or any other professional not listed.

We reserve the right to refuse service at any time, even if we have already received payment. All services will be paid in advance. We also have the right to make changes to our disclaimer, terms and conditions, payments, rewards program and privacy policy.

Carol St. James is not responsible for the content or privacy practices of the non- Carol St. James websites to which Carol St. James may link.

By booking a reading with Carol St. James you agree to email reminders and text message reminders prior to your reading. Please be aware that data and messaging rates may apply.

Terms and Conditions
By choosing to utilize our services you are agreeing to the terms and conditions of Carol St. James. We reserve the right to change or update these terms and conditions without notice. When you use our service, these terms, conditions and disclaimer are in effect. If you do not want to honor these terms, conditions, disclaimer, refund and cancellation policy do not use the website or call us.

The opinions of the psychic advisors are not necessarily those of Carol St. James, Inc. Our psychic readers are independent contractors. Our advisors give advice and in no way replace professionals in their field. Carol St. James is not responsible for actions you take after using our services.

This website or any of our services may not be used for any activity that is considered illegal, offensive, harassment, or other nefarious purposes.

We accept Visa, MasterCard, American Express, and Discover credit cards as payment. We reserve the right to refuse any of these credit cards at any time without notice.

Carol St. James, Inc. is not responsible for any unauthorized amounts billed to your credit card by any third party. This means that you agree to pay all charges including fees at the rates that were in effect when the charges happened. Carol St. James, Inc., must be notified within thirty (30) days from the date you receive your statement about any charges that may be of concern to you. If Carol St. James, Inc., is not notified in such a manner you accept all responsibility for payment. If Carol St. James, Inc. does not get paid for our services, you agree to pay the amount that is due on demand when we or someone acting on our behalf contacts you.

Guarantee: We provide clients with a five (5) minute guarantee with the purchase of a reading for thirty minutes or more. This means if you are unsatisfied with your reading, you have a five-minute window in which to end it and then immediately call us back and we will connect you with another reader of your choice.

Appointments: If you wish to make an appointment and a time is not available that you wish to use please text us at 215-352-4218 or email us at carolstjames@carolstjames.net and we will do our best to accommodate your needs. Please review our Refunds and Cancellations Policy as well prior to your purchase.

If you have any other concerns about our services notify us within 24 hours and we may be able to assist you. Any action taken to address your concerns is done at the discretion of the customer service representative in the office.

You agree to treat the staff and psychics with respect and consideration. You acknowledge that you are calling for insight and agree not to recruit psychics for different purposes or other psychic lines. You agree to not try to contact readers without first going through the office or an authorized source.

We reserve the right to refuse service at any time, even if we have already received payment. All services will be paid in advance.

Carol St. James, Inc. may change prices and billing for services and products at any time without notice to you.

Rewards Program
If you chose to join our Rewards Program, you are responsible for maintaining the confidentiality of your customer account information, including your password and for all activity that occurs under your account. You agree to notify Carol St. James immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by CarolStJamesPsychicReadings.com or any other User of the website due to someone else using your customer account. You may not use anyone else’s account at any time. You may not attempt to gain unauthorized access to the website, assist others in making such attempts or distribute instructions, software or tools for that purpose. Should you attempt to do so, your customer account will be terminated.

You agree to provide us with accurate, current and complete information about yourself and your billing information as prompted by the registration process. You may not use any automatic device, program, algorithm or methodology or any similar or equivalent manual process, to access, acquire, copy, probe, test or monitor any portion of the website or any Content. You may not in any way reproduce or circumvent the navigational structure or presentation of the website or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the website. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the website or any of the systems or networks comprising or connected to the website. Please note that Carol St. James may, in its sole discretion and without prior notice to you, terminate your ability to make purchases for any reason or for no reason. You agree that Carol St. James, Inc., will not be liable to you or to any other third party for termination of your ability to earn rewards or to make any purchases on this website in any manner.

Privacy Policy
We cannot control and are not responsible for the use of information provided by you to a third party. Your personal information will be not shared by Carol St. James, Inc., with any third party other than financial information necessary for credit card processing purposes.

Carol St. James, Inc., is not responsible for the content or privacy practices of websites that may link to or from us.

These terms, conditions, and disclaimers constitute the agreement in its entirety. You agree that the laws of the State of Pennsylvania will govern any disputes regarding these terms and conditions.

Links to other Sites


All Rights Reserved
The website and all of its contents are protected by copyright laws and/or trademarks or other laws. No part may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the written permission of Carol St. James.

This Terms & Conditions Agreement constitutes the entire agreement between you and us and governs you use of the Service, superseding any prior agreements between you and us with respect to the Service.